by The ELM Group | May 10, 2022 | Term Insurance
Although 30-year term life insurance is generally more expensive than a policy with a shorter term, having a 30-year term policy in place means that your cost of life insurance is locked in for the entire 30 years. Similar to whole life insurance, when your 30-year...
by The ELM Group | Apr 22, 2022 | Life Insurance, Term Insurance
Shopping for and then choosing the right life insurance policy is critical for financially protecting your loved ones. Learning about the various insurance products is also important and will help you make an informed decision. Easy Article Navigation What is Term...
by The ELM Group | Apr 12, 2022 | Term Insurance
Read our Term Life Insurance FAQs to help with the insurance shopping process. Although there are many types of life insurance products being offered today, all of these products belong in one of two categories of life insurance: temporary life insurance or permanent...
by The ELM Group | Oct 17, 2018 | Mortgage Protection, Term Insurance
As an independent agent for over 25 years, I’ve had many people ask me why they should consider purchasing mortgage protection insurance. It’s actually a very good question because spending money on redundant coverage doesn’t make a lot of sense, not me anyway. So,...
by The ELM Group | Sep 26, 2018 | Mortgage Protection, Term Insurance
Most people experience incredible excitement when they purchase a new home, especially first-time homebuyers. They’ve probably saved considerable money for the down payment and closing costs and usually let out a big sigh of relief when the closing is completed....
by The ELM Group | Jul 9, 2018 | Life Insurance, Term Insurance
Convertible term life insurance is a type of policy that is able to be converted from temporary life coverage to permanent coverage either during your specified term or prior to your 70th birthday, whichever comes first ( check your policy for specific dates). This...
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