What is a Joint and Survivor Annuity?

What is a Joint and Survivor Annuity?

An annuity is a legal arrangement involving the owner (also known as the annuitant) and an issuer (the insurance company). The contract owner makes the premium payment or payments to the insurance company and in exchange, the insurance company offers specific...
What is a Charitable Gift Annuity

What is a Charitable Gift Annuity

Do you have a favorite charity that you’d like to give a rather large gift to? If you could pledge this gift to your charity of choice while taking legal tax-deductions and have a stream of income in return, would this be something that interests you? Here, we’ll...
What is a Tax-Sheltered Annuity

What is a Tax-Sheltered Annuity

A tax-sheltered annuity, or TSA, is a long-term retirement planning strategy that provides a systematic, tax-sheltered approach to accumulate money for your retirement.  If an individual is working at a school or some other qualifying organization covered according to...