by The ELM Group | Nov 30, 2018 | Retirement Planning
Also referred to as Deferred Income Annuities, a Longevity Annuity is a contract between an individual and the insurance company underwriting the annuity. The individual (insured party) makes a premium deposit in the annuity contract today in return for a guaranteed...
by The ELM Group | Nov 24, 2018 | Retirement Planning
An annuity is a legal arrangement involving the owner (also known as the annuitant) and an issuer (the insurance company). The contract owner makes the premium payment or payments to the insurance company and in exchange, the insurance company offers specific...
by The ELM Group | Nov 20, 2018 | Retirement Planning
Do you have a favorite charity that you’d like to give a rather large gift to? If you could pledge this gift to your charity of choice while taking legal tax-deductions and have a stream of income in return, would this be something that interests you? Here, we’ll...
by The ELM Group | Nov 15, 2018 | Retirement Planning
A tax-sheltered annuity, or TSA, is a long-term retirement planning strategy that provides a systematic, tax-sheltered approach to accumulate money for your retirement. If an individual is working at a school or some other qualifying organization covered according to...
by The ELM Group | Oct 26, 2018 | Mortgage Protection, Retirement Planning
You can easily use Mortgage Life Insurance to protect your family and Invest in Retirement… For consumers who are building a family and have invested in their dream home, purchasing Term Life Insurance to pay off the mortgage if a breadwinner dies makes a...
Recent Comments