by The ELM Group | Sep 26, 2018 | Mortgage Protection, Term Insurance
Most people experience incredible excitement when they purchase a new home, especially first-time homebuyers. They’ve probably saved considerable money for the down payment and closing costs and usually let out a big sigh of relief when the closing is completed....
by The ELM Group | Sep 20, 2018 | Life Insurance
What if you had access to a life insurance policy that was flexible and so that you could adjust the life insurance premiums and face value and even have the ability to increase cash value—would that be important to you? And, what if you could get this type of policy...
by The ELM Group | Sep 16, 2018 | Life Insurance
Among the several different types of permanent life insurance, the one that is considered closest to Term Insurance is a policy known as Guaranteed Universal Life Insurance or GUL. The GUL, although a universal life insurance product, was developed for longevity...
by The ELM Group | Sep 11, 2018 | Life Insurance
It’s important to understand that although term life insurance is the least expensive life insurance in the marketplace, it is temporary insurance. Certainly, most term life policies can be converted to a permanent life insurance policy before the policy expires, but...
by The ELM Group | Sep 8, 2018 | Life Insurance
Universal life insurance is a type of permanent life insurance policy that will furnish life insurance coverage along with the additional benefit of flexible premiums, and cash value accumulation, comparable to the savings component in a whole life insurance policy....
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