Planning for Lifetime Income

Planning for Lifetime Income

It goes without saying that most adults are worried about having enough funds invested for a secure and comfortable retirement. Granted, if seniors scale back to just the bare essentials most can retire on what they’ve invested into Social Security. However, this is...
Term Life Insurance Pros and Cons

Term Life Insurance Pros and Cons

It goes without saying that term life insurance is the most popular life insurance product sold in the U.S. today. Term insurance is especially attractive for consumers looking for an affordable solution to replace their income and help surviving loved ones continue...
Universal Life Insurance Pros and Cons

Universal Life Insurance Pros and Cons

Universal life insurance provides lifetime coverage, as well as flexibility in premium payments and the investment of the policy’s cash value.  The cash value of a traditional universal life insurance policy fluctuates depending on the performance of the index, and...