by The ELM Group | Jul 13, 2018 | Retirement Planning
It goes without saying that most adults are worried about having enough funds invested for a secure and comfortable retirement. Granted, if seniors scale back to just the bare essentials most can retire on what they’ve invested into Social Security. However, this is...
by The ELM Group | Jul 9, 2018 | Life Insurance, Term Insurance
Convertible term life insurance is a type of policy that is able to be converted from temporary life coverage to permanent coverage either during your specified term or prior to your 70th birthday, whichever comes first ( check your policy for specific dates). This...
by The ELM Group | Jul 3, 2018 | Term Insurance
It goes without saying that term life insurance is the most popular life insurance product sold in the U.S. today. Term insurance is especially attractive for consumers looking for an affordable solution to replace their income and help surviving loved ones continue...
by The ELM Group | Jul 1, 2018 | Life Insurance
Universal life insurance provides lifetime coverage, as well as flexibility in premium payments and the investment of the policy’s cash value. The cash value of a traditional universal life insurance policy fluctuates depending on the performance of the index, and...
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