Life Insurance for Every Life
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Life Insurance For Every Life
Term insurance is a type of life insurance policy that provides coverage for a period of time or a specified “term” of years. If the insured dies during the time period specified in the policy and the policy is in force – the death benefit will be paid.
Whole life insurance provides coverage for the life of the insured. In addition to providing a death benefit, whole life also contains a savings component where cash value may accumulate.
Universal life insurance is permanent life insurance with an investment savings element and low premiums like term life insurance. Most universal life insurance policies contain a flexible premium option.